Keep important documents copies outside the home

Important documents such as bank records, family documents or certificates must be stored carefully, which also applies to insurance documents. As an insurance customer you should keep copies of their policies separately from the originals away from her home - after all the documentary evidence the insurance policy for the existing insurance contract.

Claims on household goods or building you must inform the insurer as a rule immediately. If one copy of insurance documents with friends, relatives or the safe deposit box has, you can after a fire at the right insurance company immediately informed, for example, even if the originals of the insurance or homeowners insurance in the desk lay at home and destroyed apartment fire at. A deposit box is starting to have about 25 € a year. In addition, one should keep a list with exact value of the household goods or the receipt copies of the key pieces of equipment outside the four walls - as in an emergency to avoid disputes with the insurer about the amount of damages. A CD-ROM with digital photos of the insured household furnishings is made quickly and can serve as evidence in case of damage, if it is kept safely.

Basically, the course will cover, even if documents are lost about insurance through theft, fire or water or destroyed. Insurance for lost tickets can be issued by the insurer to replace. To fill the loss statement of the insurance company sign, and return - the form of loss statement in almost all insurers also available online.